Free Final Expense Quote
- NO LICENSED INSURANCE AGENT VISIT
- ANSWER FEW QUESTIONS ABOUT INSURANCE
- NO MEDICAL OR PHYSICAL EXAM
- GET FINAL EXPENSE QUOTES IN 5 MIN
A final expense quote insurance policy is used to pay for burial expenses and funeral services when a loved one dies. This helps ease the financial burden placed on a family when a loved one dies.
We offer final expense insurance plans to individuals age up to 80 with maximum approval chances.
Submit simple online form with basic information and one of our licensed insurance agent will contact you to offer you the plans.
All of our final quote processes is online so no need to worry about agents visiting your home in this pandemic situation.
Final Expense Quote is actually just a form of permanent life insurance with a small death benefit that your beneficiaries can use for any purpose. Final expense is easy to get and does not require a medical exam. The more affordable policies with better death benefits require that you complete a medical questionnaire and not be terminally ill.
Provide basic information so our licensed insurance agent can contact you later.
After the form submit one of our licensed insurance agents will call you to offer you the plan.
When a licensed insurance agent calls you and provides you with the plan.
free final expense quote finding the Final Expense Quote quick and easy. You can instantly retrieve quotes from all of the Final Expense Insurance Companies that we represent. There is never an obligation to buy and licensed insurance agents are standing by to assist you if needed.
Final Expense Quote is designed to pay for end-of-life expenses that everyone incurs upon passing. Generally, these expenses include funeral and burial costs, unpaid nursing home expenses, and medical bills that are not covered by health insurance. Without a final expense policy, your surviving loved ones could be burdened with these expenses while waiting for your estate to be settled, even when there are sufficient assets available.
Final Expense Policies are packed with all the features and benefits found in traditional whole life policies and they are quick and easy to purchase.
Since finalexpensequote.net represent multiple insurance companies that offer Final Expense Insurance, This coverage will provide peace of mind knowing that surviving loved ones will inherit an estate rather than a bill from a funeral home, nursing home, or hospital.
Your final expense insurance policy can never be canceled by the insurer as long as premiums are paid. And your monthly premium will never go up, even if you become critically ill and require full-time nursing care.
Over time your final expense policy will build cash value that you can access for any reason via policy loans, cash withdrawals, or surrender your policy for cash.
Final Expense Quotes are issued without the need for a medical exam, and since most policies are purchased by seniors, the underwriting guidelines are very liberal. Your policy can be issued in a matter of days rather than weeks or months.
Applicants who apply with severe or multiple medical issues will be able to purchase a guaranteed issue policy. These policies were designed for applicants who cannot medically qualify for standard policies so there is no medical underwriting considered for a policy to be issued. Since the insurance company is accepting an unknown medical risk, there is generally a two-year waiting period when the death benefit will be the sum of all premiums paid plus an additional 10%.
Rather than a funeral home getting the death benefit, you choose who gets the death benefit. A beneficiary can be any person or entity that has an insurable interest. You can name a family member, church, or charity, it’s your choice.
Over the years we have found that the average rate for final expense quote is between $35 and $75 a month. Your rate will be based on your age, your health, coverage amount, and the type of policy you qualify for. Certainly, applicants in their 50s who are healthy and do not smoke will get lower rates than applicants in their 70s with medical issues, but the good news is it’s almost never too late because we can offer affordable final expense insurance to applicants from 50 to 85 years of age. However, it’s important to note that your cost for final expense quote will never be less than what it costs today so fill out the quote form above and click the GET QUOTES NOW button and let’s get started!